Coping with money worries

The rising cost of living is on everyone’s mind right now and is having an impact on most people’s personal finances.

Money worries can also have an impact on our mental health and wellbeing. If you're having to make hard decisions about what you can afford, it's normal to feel stressed or down.

Support and advice for money worries

If you’re struggling with money worries and the cost of living, here are some sources of practical advice:

  • Citizens’ Advice Scotland has a range of information and advice about extra help you might be able to get if you're struggling with the cost of living

Top tips for saving money

There are resources available that provide helpful tips on how to save money:

Other things you could do to help

It may also help to:

  • share your worries with someone you trust
  • see your friends, even when you don't feel like it
  • stick to a daily routine as much as possible
  • use exercise to lift your mood
  • try to eat a healthy balanced diet
  • reset your body clock by getting up at the same time every morning
  • figure out what makes you feel relaxed and then do more of it
  • keep an eye on how much alcohol you're drinking

Visit Mind to Mind to hear from people who have experienced anxiety, panic, stress and sleep problems.

If nothing you've tried seems to be working and your distress just isn't going away, please don't suffer in silence. If you need to talk to someone you can phone:

If you or someone you know is in immediate danger, phone 999 and ask for an ambulance.

Last updated:
04 January 2023

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